Credit Problems

People experience credit problems for a variety of reasons; job loss, family illness, divorce, or over extended credit which may result in bad credit, collection accounts, charge-offs, judgments, liens, repossession and bankruptcy.

Regardless of how it happens, people with bad credit need to fix the problem. And that fix must include new credit responsibility, such as a car loan, and handling it properly. Getting a second chance with bad credit can be difficult but it is not impossible. Even if you have been turned down in the past. We can probably help you if ...

• Your gross monthly income is at least $1,500.00 per month.
  
• You have been at your current job for at least 6 months.
  
• You do not have multiple bankruptcies and are currently discharged.
  
• No multiple repossessions unless included in bankruptcy.

Meet these criteria? Submit a credit application or phone Gary Thorne at 205-403-0325.